Terms and Conditions Agreement. Last updated: February 27th, 2025
Please read these terms and conditions carefully before creating a software account with LOTO-Pro.
By using LOTO-Pro you agree to be bound by and comply with this Terms and Conditions Agreement (“Agreement”), just as if you had signed it. Violation of any provision of the Agreement is grounds for immediate termination of your LOTO-Pro account. LOTO-Pro may modify these Terms and Conditions at any time. LOTO-Pro may also modify the prices of its services, as well as discontinue or change the services offered. You acknowledge that you are subscribing to a software as a service platform that depending on choices may incur certain fees. You further acknowledge that your use of LOTO-Pro is discretionary. LOTO-Pro is not responsible for errors in calculations of the budget information. Budget amounts and calculations are for entertainment and educational purposes ONLY and are not to be considered financial advice. LOTO-Pro budget information does not constitute advice. LOTO-Pro is not an advisor. Past performance†e is not indicative of future results.
1. Agreement to Terms This section establishes a legally binding contract between the user and the app & website. By accessing or using the app & website, users automatically agree to abide by these terms. If a user does not agree with the terms, they must stop using the website and mobile application immediately. Terms: The website owner has the right to update or modify these terms at any time. Changes are effective as soon as they are posted. Users will be notified by an updated "Last Updated" date but will not receive personal notifications. Continuing to use the website after updates means the user agrees to the new terms.
2. Intellectual Property Rights The app & website owns or has licenses for all content, including: Text, images, videos, graphics, and logos. Website layout, design, and databases. Software, source code, and features. User Permissions: Users get a limited license to access content for personal, non-commercial use only. Users cannot: Copy, modify, distribute, sell, or exploit any website content. Remove copyright or trademark notices. Use automated tools (bots, scrapers) to extract data. Violations can result in legal action or account suspension.
3. User Obligations and Prohibited Activities Users must provide accurate and current registration details. They must not share their login credentials or impersonate someone else. Users must comply with all applicable laws while using the website. Prohibited activities include: Illegal actions: Hacking, fraud, or unauthorized data access. Spamming: Sending unsolicited messages or advertisements. Automated usage: Using bots, scripts, or scrapers. Offensive content: Posting hate speech, threats, or illegal material. Commercial misuse: Selling or transferring accounts. Consequences: Accounts may be banned or suspended. Violations may lead to legal prosecution.
4. User-Generated Content Users can post content (e.g., comments, media, reviews). Users retain ownership of their content but grant the website a perpetual license to use it. The website has the right to: Publish, modify, or distribute content. Remove content without notice if it violates terms. Prohibited content: Plagiarized or copyrighted material. False, misleading, or defamatory statements. Hate speech, harassment, or threats. Spam, advertisements, or unauthorized promotions.
5. Reviews and Feedback Users can leave reviews, but they must be honest and accurate. Not allowed: Fake or misleading reviews. Reviews containing hate speech, discrimination, or offensive language. Posting competitor reviews to manipulate ratings. Organized campaigns to boost or lower ratings artificially. The website may remove reviews that break these rules.
6. Mobile Application License Users get a limited, non-transferable license to install and use it. Users cannot: Reverse-engineer, modify, or copy the app. Sell or distribute the app. Use the app for unauthorized commercial purposes. The app must be used in accordance with Apple App Store policies.
7. Social Media & Third-Party Links Users can connect their social media accounts to the website. The website is not responsible for third-party content, services, or advertisements. Clicking on external links is at the user’s own risk.
8. Privacy & Data Handling A separate Privacy Policy explains how user data is collected, used, and stored. Users agree to data processing in the U.S., even if they are in other countries. The website does not knowingly collect data from children under 13.
9. Copyright and DMCA Policy Users can report copyright violations under the DMCA (Digital Millennium Copyright Act). The website must remove infringing content if a valid DMCA takedown notice is received. Users can file a counter-notice if they believe their content was removed unfairly. False DMCA claims can result in legal penalties.
10. Termination of Use The website can ban users for violating terms. Once banned, users cannot create a new account. The website can take legal action against repeat offenders.
11. Modifications and Availability The website can modify, update, or remove content at any time. No guarantees are made about uptime or service availability. Users accept the risk that the site may experience downtime, errors, or disruptions.
12. Dispute Resolution Three possible ways to resolve disputes: Lawsuit: Legal action in a specified court. Informal Negotiation: Users must attempt to resolve disputes before filing a lawsuit. Binding Arbitration: Disputes are settled privately, without a jury. Arbitration is final and legally binding.
13. Disclaimers and Liability The website is provided “as is” without warranties or guarantees. The website is not responsible for: Data loss, hacking, or security breaches. Errors, viruses, or system failures. Actions of third-party advertisers or services. Users assume all risks when using the website.
14. Indemnification Users agree to compensate the website for any legal claims or damages caused by their actions. This includes covering legal fees if a lawsuit arises due to the user's behavior.
15. Governing Law The terms are governed by the laws of the U.S.A. International trade laws (e.g., United Nations Convention) do not apply.
16. Contact Information Users can reach out for complaints, disputes, or general inquiries. Contact details include an email, phone number, and mailing address. Final Notes: These Terms and Conditions serve as a legal agreement that protects the website and sets clear rules for users. Violations can result in account bans, legal action, or financial penalties.